Help consolidating medical bills

Whether the crisis is caused by personal or family illness, the loss of a job, or overspending, it can seem overwhelming. Your financial situation doesn’t have to go from bad to worse.

If you or someone you know is in financial hot water, consider these options: self-help using realistic budgeting and other techniques; debt relief services, like credit counseling or debt settlement from a reputable organization; debt consolidation; or bankruptcy. It depends on your level of debt, your level of discipline, and your prospects for the future.

A third of Americans spent 10% of their annual income on inflated health insurance premiums and bills.

Fifty million American adults are uninsured, whether it’s a result of losing their jobs, having pre-existing conditions that aren’t covered or trouble paying the high monthly cost.

Are your accounts being turned over to debt collectors?Discover Card is serious about safeguarding your personal information online.When you access your account and perform transactions on the Discover site we use 128-bit-Secure Sockets Layer (SSL) encryption technology-the most widely used method of securing internet transactions available today.More information on how bankruptcy works and the different types is available from the Wisconsin Department of Agriculture, Trade and Consumer Protection.If you find that you need legal help to deal with your medical debt, the Wisconsin State Bar Association's website provides general information on finding a lawyer and information on finding a lawyer if you have a low income.

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